This article points out that in George’s battle against economic oppression, he belittles the American ideals of individualism and personal wealth. By staying at the Building and Loan, George has foregone his independence and potential wealth. He complains of his draughty house and his kids’ hand-me down clothing. However, McCormick explains that the end of the film points out two truths to George: that no possessions can replace a human relationship, and that no action is as holy as making friends and neighbors. George was able to foster these friendships through his company’s struggle to combat against Mr. Potter’s economic monopoly. The Building and Loan limits Bedford Falls from turning into Pottersville, a town of vice and self-indulgence, in two ways. As people pool their money together, they help one another buy a home. In addition, the B & L serves as a voice for the people of Bedford Falls. As George is able to fulfill this role for his fellow townsmen, he has earned their trust and friendship. And consequentially, they are there for him in the final scene.
    McCormick highlights George’s service to the community against Potter’s oppression. The article conveys that the economic monopoly is a source of evil. This article is extremely insightful because it highlights Capra’s taking on values that are known to be American. He heralds George’s charitable dispositions and his fearlessness of big business. George does not help finance lower income houses so that he can be saved when he needs saving; he finances these individuals to combat the evil force that could ruin Bedford Falls.

McCormick, Patrick. "Without Economic Justice There's No Wonderful Life." U.S. Catholic 58.12 (1993) p.18-19